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Category: Insurance

If your vehicle is totaled in an accident or stolen, your collision and comprehensive insurance coverage will only cover the car’s current fair market value.

January 23, 2020 I Was Walking Across the Street and Got Hit by A Car, what do I do? Will Insurance Cover My Injuries?

Everyday hundreds of people are struck by a vehicle as they’re crossing the street or walking in it. Some in the crosswalk with the walk sign, other in it without the walk sign, and some outside of the crosswalk.

October 11, 2019 Are Medical Bills Admissible At Trial When The Plaintiff Isn’t Claiming Medical Expenses??

The legal community in Indiana, specifically those involved in both sides of personal injury cases, has been enthralled in a lively debate concerning whether Defendants should be able to admit Plaintiff’s medical bills when the Plaintiff him/herself isn’t claiming medical expenses as part of their damages. Of course, this debate didn’t arise out of thin […]

November 6, 2018 How Do I Prove Another Driver Hit My Car?

When a car accident happens, it’s necessary to establish who was at fault because that party will be liable for the damages they caused. These damages may include personal injuries and property damage. Often those who were involved in the accident or witness to the accident will know who was responsible. However, sometimes, a victim […]

October 15, 2018 Insurers Tracking Smartphones

With new technology booming and smart phones getting smarter, consumers can use their phone for nearly anything – locking/unlocking doors, adjusting their thermostat at home, pay for items with apple pay, deposit checks into bank accounts, etc. Most of the time, these actions become second nature and make our lives so much easier. Insurance companies […]

October 9, 2018 The Accident Was the Other Driver’s Fault, but the Insurance Company Is Offering Me Less Than I Owe for My Car

Were you in a car accident that was not your fault? If the police report and insurance companies deemed the other driver at fault in your accident, you are entitled to compensation for your losses. This process, however, isn’t always straightforward. What happens if the insurance company has issued a settlement offer and it’s significantly […]

September 19, 2018 Insurer’s Tracking Smart Phones and The Impact

With new technology booming and smart phones getting smarter, consumers can use their phone for nearly anything – locking/unlocking doors, adjusting their thermostat at home, paying for items with apple pay, depositing checks into bank accounts, etc. Most of the time, these actions become second nature and make our lives so much easier. Insurance companies […]

August 9, 2018 When Can An Insurance Company Deny Coverage For Their Insured’s Failure To Cooperate?

Once a law suit is filed, both an insured and insurer have obligations to fulfill under their policy agreement. Indiana law recognizes the validity of cooperation clauses and an insured’s breach of that clause can preclude recovery under the policy. This can be worrisome for injured plaintiff’s dealing with a non-compliant defendant. There are three […]

How Does “GAP” Insurance Help Me If I’m In An Accident?

Vehicles owners should be aware of “GAP” (Guaranteed Auto Protection) insurance when buying their vehicles. Simply put, gap insurance pays the difference between the amount owed on your car loan and the car’s current estimated value. If your vehicle is totaled in an accident or stolen, your collision and comprehensive coverage will only cover the […]

June 11, 2018 Will My Car Insurance Rates Go Up After An Accident That Wasn’t My Fault?

After a car accident most drivers are concerned their auto insurance premiums will increase. This can be particularly concerning when a driver that did not cause the accident ends up paying more for insurance. There are a few things not at-fault drivers involved in an accident should understand. Many factors influence an insurance company’s decision […]

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    FAQs
    Our Fees

    It cost $0 up front to hire our office. We work on a contingency fee basis, which means you only pay us if we settle your case or obtain a verdict on your behalf.

    If we’re unable to obtain a settlement of verdict for you we eat the costs we’ve advanced to litigate your case, which includes costs for ordering medical records, filing your case, hiring experts, deposing witnesses, and many other things.

    If we do settle your case or obtain a verdict for you our standard rate is 33% of the settlement or verdict, plus reimbursement for the expense we’ve previously advanced. Our fee never increases like some personal injury attorneys, even if we have to take your case to trial.

    Our Fees

    It cost $0 up front to hire our office. We work on a contingency fee basis, which means you only pay us if we settle your case or obtain a verdict on your behalf.

    If we’re unable to obtain a settlement of verdict for you we eat the costs we’ve advanced to litigate your case, which includes costs for ordering medical records, filing your case, hiring experts, deposing witnesses, and many other things.

    If we do settle your case or obtain a verdict for you our standard rate is 33% of the settlement or verdict, plus reimbursement for the expense we’ve previously advanced. Our fee never increases like some personal injury attorneys, even if we have to take your case to trial.

    Case Worth

    As a victim, establishing damages, negotiating with the insurance company, or filing a lawsuit can be daunting and next to impossible without the assistance of an experienced lawyer. As a result, if you have been hurt in an accident, it is important that you contact an attorney as soon as possible to help you recover the compensation to which you are entitled under Indiana law.

    Why Hire?

    Choosing an attorney that has experience dealing with personal injury law is important to protect your legal rights. If you are trying to recover damages from a business or other type of organization, you can bet that they are going to have a legal team on their side.

    Medical Bills

    If you were injured by an accident you may be struggling to determine who is responsible for paying your medical bills and holding them accountable. Speak to an experienced personal injury lawyer at The Law Office of Hurst Limontes LLC and learn if we may be able to help.

    Recovery

    After you have been injured, you are entitled to compensation. The type and amount of compensation depends on the injury, bills, the cause of the injury, negligence/bad faith of the defendant, etc. The attorney you retain can also heavy influence your recovery through knowledge, experience, and dedication. Legal terms and phrases can be confusing even after you retain an attorney. If you have been injured, you may wonder how much your case is worth or what your “damages” are. The worse the injuries, the higher the value of the case and the greater need for an experienced attorney