If your vehicle is totaled in an accident or stolen, your collision and comprehensive insurance coverage will only cover the car’s current fair market value.
Social media has taken the world by storm in the 21st century. With smartphones virtually becoming the norm, millions and millions of people access Twitter, Facebook, Instagram, and Snapchat every day. People go on these apps for their amusement, but can they be dangerous and even fatal? Car accidents have become one of the leading […]
Indiana has long recognized the idea of diminished value when it comes to property damage. If someone is involved in a car accident, and after the repairs to their car, it is worth less than before the accident, Indiana law says that if someone gets the car appraised and compared to fair market value for […]
Indiana law requires an operator and owner of a vehicle, whether that be a regular automobile or a motorcycle, to have insurance to cover that vehicle in the case of an accident. This is important to ensure the safe operation of vehicles on the roads, but insurance is also important to compensate for any injuries […]
Being involved in a car crash is a difficult experience all on its own, but when you come to find out that the person at fault has no insurance, that difficult experience can turn into a nightmare. If you are involved in a collision with a person who either flees the scene of the accident […]
Every state in the US requires automobile operators to have insurance. However, there are different types of auto insurance that you can get. The two most common types of auto insurance are collision and comprehensive. Each type is a bit different and covers different things. Collisions insurance is meant to cover any damages to your […]
In any personal injury or accident case there’s potential for not only medical expenses that have already been incurred, but future expenses as well. At Hurst Limontes LLC, our specialty is in making sure you receive the proper representation and settlement to help your recovery process go a little smoother. By law, you are entitled […]
We have previously discussed whether or not your insurance company is required to treat you fairly when dealing with you after making a claim. The short answer is yes according to Indiana law. But what about your passengers?
There is a coverage on many people’s auto insurance called “Medical Payments Coverage” (“Med Pay” for short) which is intended to help you out with paying the medical bills that you receive due to a car crash. This coverage is referred to as “no fault,” meaning it doesn’t matter whose fault the crash is, if […]
Yes, you can make a claim against the insurance company for damages. However, it does depend on your driving history and if you have any recent convictions for driving without insurance. INDIANA CAR CRASH FACTS In 2016, the Indiana University Public Policy Institute published a Driving Safety Fact Book which showed that in 2016, there […]