Do You Have to Give the Insurance Company a Recorded Statement after an Accident?

Indianapolis Personal Injury Law William W. Hurst

If you were injured in a car accident (or any kind of accident) that someone else’s negligence caused, you’ll very likely hear from an insurance adjuster. Accidents can upset you, and if you’ve suffered an injury, you are probably in no condition to rationally share the accident’s factual details with an insurance adjuster. Know your rights, and don’t over-share.

The At-Fault Driver’s Insurance Company

You are not obligated to speak to a representative of the insurance company of the driver whose negligence caused your injury—nor should you. The other driver’s insurance company is only interested in using your statement against you—in an attempt to get out of paying for your claim. Never provide the other driver’s insurance company with a formal or informal written or recorded statement. You aren’t required to do so and you shouldn’t.

Your experienced personal injury attorney at The Law Office of William W. Hurst  will determine what you need to share with the insurance companies involved. Don’t let the mayhem of an accident lull you into over-sharing with an insurance company. Your rights and your rightful compensation are too important to leave to chance—or to an insurance company.

Your Insurance Company

Your own insurance company may require that you give a formal written or recorded statement to one of its own adjusters. In such a situation, your personal injury lawyer will help you craft a truthful statement that doesn’t hurt your chances of recovering compensation and will endeavor to ensure that your insurance company won’t share your statement with the other driver’s insurance company.

Skip the Apologies

It’s natural to blurt out an apology after an accident—even if another driver caused the accident. Resist this urge. Such an apology can come back to haunt you as an admission of fault in your car accident claim.

Refer All Inquiries to Your Personal Injury Attorney

If someone else’s negligence injured you in a car accident, you have enough to worry about. Refer all inquiries about the accident to your personal injury attorney. You are not required to provide a recorded or written statement to the other driver’s insurance company and you shouldn’t do so. Insurance companies are in the business of making money, which necessarily involves rejecting as many claims as they can get away with. Your experienced personal injury lawyer is well-equipped to communicate with the insurance company—in protection of your rights and your claim.

Consult an Indianapolis Personal Injury Attorney Today

If someone else’s negligence has left you injured, you’re undoubtedly at a loss regarding how best to proceed. Allow the dedicated personal injury attorneys at The Law Office of William W. Hurst in Indianapolis to deal with the insurance companies on your behalf. We have the experience, skill, and commitment to help guide your claim toward just resolution, and we’re here to help. Please contact or call us at (317) 636-0808 to schedule a free consultation today.

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Indianapolis Personal Injury Law William W. Hurst
William W. Hurst

Bill Hurst has successfully represented hundreds of accident victims, and has limited his practice to personal injury cases for over thirty-five (35) years.


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