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Insurance Claims in Indiana

Insurance Attorney Indiana

All drivers should know they have to purchase auto insurance under Indiana law. However, when it comes to choosing the right insurance—or making a claim—many people are at a loss for how to proceed. If you are in a crash, you should know that an experienced personal injury attorney is here to help. The Law Office of William W. Hurst not only handles cases in court but also can navigate the often confusing auto insurance claim process on your behalf.

Fault-Based Insurance

While some states require drivers to carry no-fault insurance, Indiana mandates fault-based insurance policies. Fault-based insurance depends on the premise of negligence—if one driver is deemed negligent, that driver’s insurance should cover the losses of any accident victims. This means that to obtain payment from someone else’s insurance, you need to prove that they were negligent and at fault for the crash. Negligence means that someone breached a duty of care and caused you harm. Drivers are expected to operate their cars in reasonably safe ways, and if they fail to do so and cause injuries, they can face negligence claims.

In some cases, a driver and the insurer will admit liability, but in others, they will question it. For example, a driver may claim he did nothing wrong and that you were actually at fault, or may state you were partially at fault to try to limit his own liability. In this situation, a skilled attorney on your side can provide evidence of the other driver’s negligence and fight for the full amount of your claim.

Proving Damages

Whether or not the other driver admits liability, you will still need to prove the amount of losses you are seeking. You cannot simply ask for a certain amount of money and expect the insurer to hand it over. Instead, an insurance company may question whether your injuries were as serious as you claimed, whether you needed all of your medical treatments, whether you needed to miss that much work, and more. An attorney can assist you in providing evidence to prove the full value of your losses.

If a settlement offer is inadequate, accepting it can terribly harm your financial situation. Instead, always hire a lawyer who understands Indiana insurance claims to review the offer and advise you whether it is sufficient in your individual case. If an insurance company will not offer enough, the right attorney can then file a personal injury lawsuit on your behalf against the negligent driver to seek the full amount you deserve.

Discuss Your Claim With Our Indiana Personal Injury Law Firm Today

The Law Office of William W. Hurst regularly handles insurance claims for clients who were injured in car accidents in the Indianapolis area. We know how to guide you through the entire insurance and personal injury lawsuit processes when needed. If you want to discuss a possible case, please call an experienced car accident lawyer at (317) 636-0808 or contact us online today to schedule a free case evaluation.

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FAQs
Our Fees

It cost $0 up front to hire our office. We work on a contingency fee basis, which means you only pay us if we settle your case or obtain a verdict on your behalf.

If we’re unable to obtain a settlement of verdict for you we eat the costs we’ve advanced to litigate your case, which includes costs for ordering medical records, filing your case, hiring experts, deposing witnesses, and many other things.

If we do settle your case or obtain a verdict for you our standard rate is 33% of the settlement or verdict, plus reimbursement for the expense we’ve previously advanced. Our fee never increases like some personal injury attorneys, even if we have to take your case to trial.

Our Fees

It cost $0 up front to hire our office. We work on a contingency fee basis, which means you only pay us if we settle your case or obtain a verdict on your behalf.

If we’re unable to obtain a settlement of verdict for you we eat the costs we’ve advanced to litigate your case, which includes costs for ordering medical records, filing your case, hiring experts, deposing witnesses, and many other things.

If we do settle your case or obtain a verdict for you our standard rate is 33% of the settlement or verdict, plus reimbursement for the expense we’ve previously advanced. Our fee never increases like some personal injury attorneys, even if we have to take your case to trial.

Case Worth

As a victim, establishing damages, negotiating with the insurance company, or filing a lawsuit can be daunting and next to impossible without the assistance of an experienced lawyer. As a result, if you have been hurt in an accident, it is important that you contact an attorney as soon as possible to help you recover the compensation to which you are entitled under Indiana law.

Why Hire?

Choosing an attorney that has experience dealing with personal injury law is important to protect your legal rights. If you are trying to recover damages from a business or other type of organization, you can bet that they are going to have a legal team on their side.

Medical Bills

If you were injured by an accident you may be struggling to determine who is responsible for paying your medical bills and holding them accountable. Speak to an experienced personal injury lawyer at The Law Office of William W. Hurst and learn if we may be able to help.

Recovery

After you have been injured, you are entitled to compensation. The type and amount of compensation depends on the injury, bills, the cause of the injury, negligence/bad faith of the defendant, etc. The attorney you retain can also heavy influence your recovery through knowledge, experience, and dedication. Legal terms and phrases can be confusing even after you retain an attorney. If you have been injured, you may wonder how much your case is worth or what your “damages” are. The worse the injuries, the higher the value of the case and the greater need for an experienced attorney